Die sind ja wohl nicht mehr ganz dicht wenn die denken das ich eine Anzahlung leisten werde dann sind die echt bekloppter als ich dachte das können die schön alles vom Kredit abziehen wie das eine normale Bank auch macht. Man sind das Amateure. Ich bin Rentner ihr Vollpfosten und nicht Rockefeller. Die passende Antwort ist schon unterwegs und ich fall gleich vom Stuhl vor lachen. Wenn die meine Antwort lesen fangen sie an im Kreis zu Dear Applicant (xox xox),
Your loan application form has been duly received and the details you provided therein has been referred to your home country for verification. In anticipation of a positive result, we have included in this mail the loan terms and conditions. You are required to print out the Loan Agreement Document that is attached in the Email and sign in the applicant signature appended declaring that you will be effecting monthly repayment of the loan, latest on the 1st-3rd of every month. Do forward in the document as soon as possible so that we can have it filed for future reference.
Please carefully go through the information provided below and then get back to us as quickly as you can if you agree to the terms herein.
LOAN RE-PAYMENT TERMS AND SCHEDULE
-Loan Repayment shall be on a monthly basis
-Repayment schedule shall be as provided below;
Loan Calculator
Loan Balance: $10,000.00
Adjusted Loan Balance: $10,000.00
Loan Interest Rate: 3.00%
Loan Fees: 0.00%
Loan Term: 1 year
Minimum Payment: $0.00
Monthly Loan Payment: $846.94
Number of Payments: 12
Cumulative Payments: $10,163.24
Total Interest Paid: $163.24
LOAN TERMS AND CONDITIONS (LEGALLY BINDING)
1- We agree to lend and you agree to repay the amount of the Loan and interest on the terms of this Loan Agreement and by the installments and on the dates as stated herein (Loan repayment commences exactly 60days after the date of transfer of the loan-amount into your local account).
2- Repayment of monthly installments shall be on the 3rd of each month, if there is no such date in a particular month the payment shall be on the last day of that month.
3- We do not accept part or lump sum payments unless it is in accordance with your right to settle the loan early in accordance with the Consumer Credit Act 1974.
4- Failure to meet the due date for each installment shall attract a penalty of $10 per day, while installments not paid after three consecutive months shall cause us to nullify your loan agreement and may also attract legal actions.
5- In line with conventional loan policy, You MUST make a down payment of $1,150 towards the Bank transfer fee and Administrative /Legal Fees in tandem with standard foreign loan policies and regulations.
Note: Loan amount will be transferred into your local account in your country only after the information you provided on your application form has been confirmed by your country's authorities (Normally within 24hours) and the processing fees has been received by the finance and loans office.
6- Your loan application which already has conditional approval shall be fully approved within a 24hour period if you agree to the above terms and and also remit the mandatory processing/legal fees.
7- Loan approval documents shall be mailed to you upon the receipt of the down payment as we also expect a reply within 24hours from your home country confirming the information you supplied on the loan application form (This is very important).
Do get back to us quickly as you can.
Regards,
Peter Lee.
Chief Executive Officer (PPC Loan, China)